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We do not store the entered card number. Your full card data is visible only to you.

What is BIN/IIN?

BIN (Bank Identification Number), also known as IIN (Issuer Identification Number), refers to the first 6–8 digits of a bank card number, according to the international standard ISO/IEC 7812. These digits help determine:

  • The issuing bank (the organization that issued the card)
  • The card type (debit, credit, prepaid, etc.)
  • The issuing country
  • The payment system/brand (Visa, Mastercard, etc.)
  • The card class and level (e.g., Classic, Gold, Platinum)
  • The usage segment (e.g., corporate card)

How to check a BIN on BankScan?

Enter the BIN (6–8 digits) or full card number and click the "Check BIN" button to instantly get information about the issuer, card type, and other parameters.

Security of the check

  • The check is performed only on the first 6–8 digits — this is public information that does not grant access to the account.
  • The data is not stored or transferred. It is visible only to you.
  • The service does not process sensitive card details (CVV, expiration date, etc.).

Why is BIN check needed?

BIN check is an important tool for businesses, fintech platforms, and everyday users.

Payment Routing Optimization

Determine which payment provider to use for transactions to reduce fees and increase conversion rates.

Example: Corporate Mastercard cards — routed through a more cost-effective acquirer.

Strengthening Fraud Protection

Comparing the card issuer’s country with the user’s geolocation helps identify suspicious transactions.

Example: A card issued in Germany, with payment made from the USA.

Improving the User Experience

Adapt offers and payment methods based on the card level.

Example: Free shipping for holders of Platinum cards and above.

Verification Before Registration

Make sure the card meets the requirements for subscription or loyalty program enrollment.

Example: Only debit cards are allowed for auto-payment subscriptions.

Optimizing Subscription Payments

Understanding whether the card is one-time use can help reduce declined payments.

Example: Excluding gift cards from SaaS subscriptions.

Who uses BIN check?

  • Online stores and marketplaces
  • Payment and fintech services
  • Developers and analysts
  • Users checking the authenticity of their card

If you want to learn more about the card and check its number validity, go to card validation — this will help eliminate errors, check the structure of the number, the checksum, and ensure it matches the payment system format.