BIN (IIN): 244348

What do these data mean?

• BIN (IIN) — Bank Identification Number (Issuer Identification Number)
  The first 6 or 8 digits of the card number used to identify the issuing bank, payment system, card type, and country of issuance.
• Country
  The country where the card was issued.
• Currency
  The national currency used in the card issuer's country.
• Issuer / Bank
  The bank or organization that issued the card.
• Card Brand
  The payment system — for example, Mastercard, Visa, UnionPay, American Express, and others.
• Card Type
  The type of card: debit (Debit), credit (Credit), prepaid (Prepaid), charge card, virtual card, etc.
• Card Level
  The card level — for example: Standard, Gold, Platinum, World, Signature, etc. May not be specified for basic cards.
• Card Length
  The length of the full card number (PAN). Usually 16 digits, but depending on the payment system, it can be from 13 to 19 digits.
• MII (Major Industry Identifier)
  The first digit of the card number indicating the industry of the issuing organization — for example, airlines, telecommunications, financial institutions, government sector, and others.

Why is BIN code checking needed?

Checking the BIN code allows you to determine the card type and origin before the transaction is processed. This is especially useful for online stores, banks, financial platforms, and anti-fraud systems — to assess potential risks, optimize payment processing, improve user experience, and identify invalid or unsupported cards before the transaction starts.